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Preview — numeric values are locked.

BREAD FINANCIAL HOLDINGS, INC. PAC (AKA BREAD FINANCIAL PAC)
FEC ID	C00551812
Type	Q
Sponsor type	Corporation
State	TX
Connected org	BREAD FINANCIAL HOLDINGS, INC.
Treasurer	TAYLOR, JAMES R MR.
Filed with	Aristotle
Disbursements	███
Receipts	███
Last filing	Dec ███ 2022
FEC records	███
Computed findings	███

BREAD FINANCIAL HOLDINGS, INC. PAC (AKA BREAD FINANCIAL PAC)

Q · TX · $96,185 disbursements

Money by month

Total receipts and disbursements per election cycle, from this committee's own F3X report summaries.

Chart locked — unlock to view.

Computed findings (2)

Derived from this committee's own FEC filings by date math — late reports, amendment churn, treasurer networks. Pattern indicators are labeled in the finding text.

Rule	Date	Severity	Finding · citation	Amount	Record
Excessive contribution (apparent)	2023-12-31	high computed	Itemized receipts from MOTES, JOE total ███ across ███ transaction(s) in 2023 — above the ███year individual-to-PAC limit. Refunds or reattributions may offset; verify on the linked receipts. 52 U.S.C. § 30116(a)(1)(C); 11 CFR 110.1(d)	███	FEC
Heavy reimbursement activity	—	low computed	███ across ███ reimbursement line(s) among this committee's largest disbursements. Advances must be repaid within ███ days and itemized to ultimate payees (11 CFR 116.5, 102.9); repayment timing is not public data. Pattern indicator, not a confirmed violation. 11 CFR 116.5; 11 CFR 102.9	███	FEC

Filing history

F3X/M6/2026-05 (1 filing)

Filed	Form	Report	Amended	FEC link
Jun ███ 2026	F3X	M6	No	███

F3X/M5/2026-04 (1 filing)

Filed	Form	Report	Amended	FEC link
May ███ 2026	F3X	M5	No	███

F3X/M4/2026-03 (1 filing)

Filed	Form	Report	Amended	FEC link
Apr ███ 2026	F3X	M4	No	███

F3X/M3/2026-02 (1 filing)

Filed	Form	Report	Amended	FEC link
Mar ███ 2026	F3X	M3	No	███

F3X/M2/2026-01 (1 filing)

Filed	Form	Report	Amended	FEC link
Feb ███ 2026	F3X	M2	No	███

F3X/YE/2025-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2026	F3X	YE	No	███

F3X/MY/2025-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2025	F3X	MY	No	███

F3X/YE/2024-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2025	F3X	YE	No	███

F3X/30G/2024-11 (1 filing)

Filed	Form	Report	Amended	FEC link
Dec ███ 2024	F3X	███G	No	███

F3X/12G/2024-10 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2024	F3X	███G	No	███

F3X/M10/2024-09 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2024	F3X	M10	No	███

F3X/M9/2024-08 (1 filing)

Filed	Form	Report	Amended	FEC link
Sep ███ 2024	F3X	M9	No	███

F3X/M8/2024-07 (1 filing)

Filed	Form	Report	Amended	FEC link
Aug ███ 2024	F3X	M8	No	███

F3X/M7/2024-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2024	F3X	M7	No	███

F3X/M6/2024-05 (1 filing)

Filed	Form	Report	Amended	FEC link
Jun ███ 2024	F3X	M6	No	███

F3X/M5/2024-04 (1 filing)

Filed	Form	Report	Amended	FEC link
May ███ 2024	F3X	M5	No	███

F3X/M4/2024-03 (1 filing)

Filed	Form	Report	Amended	FEC link
Apr ███ 2024	F3X	M4	No	███

F3X/M3/2024-02 (1 filing)

Filed	Form	Report	Amended	FEC link
Mar ███ 2024	F3X	M3	No	███

F3X/M2/2024-01 (1 filing)

Filed	Form	Report	Amended	FEC link
Feb ███ 2024	F3X	M2	No	███

F3X/YE/2023-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2024	F3X	YE	No	███

F3X/MY/2023-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2023	F3X	MY	No	███

F3X/YE/2022-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2023	F3X	YE	No	███

F3X/30G/2022-11 (1 filing)

Filed	Form	Report	Amended	FEC link
Dec ███ 2022	F3X	███G	No	███

F3X/12G/2022-10 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2022	F3X	███G	No	███

F3X/M10/2022-09 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2022	F3X	M10	No	███

F3X/M9/2022-08 (1 filing)

Filed	Form	Report	Amended	FEC link
Sep ███ 2022	F3X	M9	No	███

F3X/M8/2022-07 (1 filing)

Filed	Form	Report	Amended	FEC link
Aug ███ 2022	F3X	M8	No	███

F3X/M7/2022-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2022	F3X	M7	No	███

F3X/M6/2022-05 (1 filing)

Filed	Form	Report	Amended	FEC link
Jun ███ 2022	F3X	M6	No	███

F3X/M5/2022-04 (1 filing)

Filed	Form	Report	Amended	FEC link
May ███ 2022	F3X	M5	No	███

F3X/M4/2022-03 (1 filing)

Filed	Form	Report	Amended	FEC link
Apr ███ 2022	F3X	M4	No	███

F3X/M3/2022-02 (1 filing)

Filed	Form	Report	Amended	FEC link
Mar ███ 2022	F3X	M3	No	███

F3X/M2/2022-01 (1 filing)

Filed	Form	Report	Amended	FEC link
Feb ███ 2022	F3X	M2	No	███

F3X/YE/2021-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2022	F3X	YE	No	███

F3X/30S/2021-11 (1 filing)

Filed	Form	Report	Amended	FEC link
Dec ███ 2021	F3X	███S	No	███

F3X/MY/2021-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2021	F3X	MY	No	███

F3X/YE/2020-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2021	F3X	YE	No	███

F3X/30G/2020-11 (3 filings)

Filed	Form	Report	Amended	FEC link
Jan ███ 2021	F3X	███G	Yes	███
Dec ███ 2020	F3X	███G	Yes	███
Nov ███ 2020	F3X	███G	No	███

F3X/12G/2020-10 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2020	F3X	███G	No	███

F3X/M10/2020-09 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2020	F3X	M10	No	███

F3X/M9/2020-08 (1 filing)

Filed	Form	Report	Amended	FEC link
Sep ███ 2020	F3X	M9	No	███

F3X/M8/2020-07 (1 filing)

Filed	Form	Report	Amended	FEC link
Aug ███ 2020	F3X	M8	No	███

F3X/M7/2020-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2020	F3X	M7	No	███

F3X/M6/2020-05 (1 filing)

Filed	Form	Report	Amended	FEC link
Jun ███ 2020	F3X	M6	No	███

F3X/M5/2020-04 (1 filing)

Filed	Form	Report	Amended	FEC link
May ███ 2020	F3X	M5	No	███

F3X/M4/2020-03 (1 filing)

Filed	Form	Report	Amended	FEC link
Apr ███ 2020	F3X	M4	No	███

F3X/M3/2020-02 (1 filing)

Filed	Form	Report	Amended	FEC link
Mar ███ 2020	F3X	M3	No	███

F3X/M2/2020-01 (1 filing)

Filed	Form	Report	Amended	FEC link
Feb ███ 2020	F3X	M2	No	███

F3X/YE/2019-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2020	F3X	YE	No	███

F3X/MY/2019-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2019	F3X	MY	No	███

F3X/M2/2019-01 (1 filing)

Filed	Form	Report	Amended	FEC link
Feb ███ 2019	F3X	M2	No	███

F3X/YE/2018-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2019	F3X	YE	No	███

F3X/30G/2018-11 (1 filing)

Filed	Form	Report	Amended	FEC link
Nov ███ 2018	F3X	███G	No	███

F3X/12G/2018-10 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2018	F3X	███G	No	███

F3X/M10/2018-09 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2018	F3X	M10	No	███

F3X/M9/2018-08 (1 filing)

Filed	Form	Report	Amended	FEC link
Sep ███ 2018	F3X	M9	No	███

F3X/M8/2018-07 (1 filing)

Filed	Form	Report	Amended	FEC link
Aug ███ 2018	F3X	M8	No	███

F3X/M7/2018-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2018	F3X	M7	No	███

F3X/M6/2018-05 (1 filing)

Filed	Form	Report	Amended	FEC link
Jun ███ 2018	F3X	M6	No	███

F3X/M5/2018-04 (1 filing)

Filed	Form	Report	Amended	FEC link
May ███ 2018	F3X	M5	No	███

F3X/M4/2018-03 (1 filing)

Filed	Form	Report	Amended	FEC link
Apr ███ 2018	F3X	M4	No	███

F3X/M3/2018-02 (1 filing)

Filed	Form	Report	Amended	FEC link
Mar ███ 2018	F3X	M3	No	███

F3X/M2/2018-01 (1 filing)

Filed	Form	Report	Amended	FEC link
Feb ███ 2018	F3X	M2	No	███

F3X/YE/2017-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2018	F3X	YE	No	███

F3X/MY/2017-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2017	F3X	MY	No	███

F3X/YE/2016-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2017	F3X	YE	No	███

F3X/30G/2016-11 (1 filing)

Filed	Form	Report	Amended	FEC link
Nov ███ 2016	F3X	███G	No	███

F3X/12G/2016-10 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2016	F3X	███G	No	███

F3X/M10/2016-09 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2016	F3X	M10	No	███

F3X/M9/2016-08 (1 filing)

Filed	Form	Report	Amended	FEC link
Sep ███ 2016	F3X	M9	No	███

F3X/M8/2016-07 (1 filing)

Filed	Form	Report	Amended	FEC link
Aug ███ 2016	F3X	M8	No	███

F3X/M7/2016-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2016	F3X	M7	No	███

F3X/M6/2016-05 (1 filing)

Filed	Form	Report	Amended	FEC link
Jun ███ 2016	F3X	M6	No	███

F3X/M5/2016-04 (1 filing)

Filed	Form	Report	Amended	FEC link
May ███ 2016	F3X	M5	No	███

F3X/M4/2016-03 (1 filing)

Filed	Form	Report	Amended	FEC link
Apr ███ 2016	F3X	M4	No	███

F3X/M3/2016-02 (1 filing)

Filed	Form	Report	Amended	FEC link
Mar ███ 2016	F3X	M3	No	███

F3X/M2/2016-01 (1 filing)

Filed	Form	Report	Amended	FEC link
Feb ███ 2016	F3X	M2	No	███

F3X/YE/2015-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2016	F3X	YE	No	███

F3X/MY/2015-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2015	F3X	MY	No	███

F3X/YE/2014-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Jan ███ 2015	F3X	YE	No	███

F3X/30G/2014-11 (1 filing)

Filed	Form	Report	Amended	FEC link
Dec ███ 2014	F3X	███G	No	███

F3X/Q3/2014-09 (1 filing)

Filed	Form	Report	Amended	FEC link
Oct ███ 2014	F3X	Q3	No	███

F3X/Q2/2014-06 (1 filing)

Filed	Form	Report	Amended	FEC link
Jul ███ 2014	F3X	Q2	No	███

F3X/Q1/2014-03 (1 filing)

Filed	Form	Report	Amended	FEC link
Apr ███ 2014	F3X	Q1	No	███

F3X/YE/2013-12 (1 filing)

Filed	Form	Report	Amended	FEC link
Mar ███ 2014	F3X	YE	No	███

Top vendors paid

Vendor	Total paid	Transactions	Primary purpose
DEWINE HUSTED FOR OHIO	███	███	DONATION TO NONFEDERAL (OHIO) GUBERNATORIAL CANDIDATE COMMITTEE
JD VANCE FOR SENATE INC.	███	███	CONTRIBUTION
CAREY FOR CONGRESS	███	███	CONTRIBUTION
GALEANO, MICHAEL J	███	███	REFUND TO EMPLOYEE
ROSKAM FOR CONGRESS COMMITTEE	███	███	DIRECT CONTRIBUTION
MIKE CRAPO FOR US SENATE	███	███	CONTRIBUTION
TROY CARTER FOR CONGRESS	███	███	POLITICAL CONTRIBUTION
STIVERS FOR CONGRESS	███	███	DIRECT CONTRIBUTION
STIVERS FOR CONGRESS	███	███	DIRECT CONTRIBUTION
FRIENDS OF ROY BLUNT	███	███	DIRECT CONTRIBUTION

Contributors by cycle

From a sample of this committee's most recent itemized Schedule A receipts (the FEC never itemizes gifts of $200 or less, so counts are floors and averages describe itemized donors only). Small-dollar share is the unitemized portion of all individual contributions, from the committee's own report totals.

Cycle	Individual contributors	Avg / individual / yr	Median / individual / yr	Small-dollar share	Other contributors	From individuals	All visible receipts	Receipt lines
2026	███	███	███	—	███	███	███	███
2024	███	███	███	—	███	███	███	███
2022	███	███	███	—	███	███	███	███

Top contributors

Itemized Schedule A receipts, aggregated per contributor per year (largest visible receipts).

Contributor	Type	Year	Total	Receipts	Record
MOTES, JOE	Individual	2023	███	███	FEC
ANDRETTA, RALPH	Individual	2021	███	███	FEC
ANDRETTA, RALPH	Individual	2023	███	███	FEC
ANDRETTA, RALPH	Individual	2024	███	███	FEC
ANDRETTA, RALPH	Individual	2025	███	███	FEC
ANDRETTA, RALPH	Individual	2026	███	███	FEC
BEBERMAN, PERRY	Individual	2021	███	███	FEC
BEBERMAN, PERRY	Individual	2022	███	███	FEC
BEBERMAN, PERRY	Individual	2023	███	███	FEC
BEBERMAN, PERRY	Individual	2024	███	███	FEC
BEBERMAN, PERRY	Individual	2025	███	███	FEC
BEBERMAN, PERRY	Individual	2026	███	███	FEC
GERSPACH, JOHN C JR.	Individual	2022	███	███	FEC
GERSPACH, JOHN C JR.	Individual	2023	███	███	FEC
GERSPACH, JOHN C JR.	Individual	2024	███	███	FEC
GERSPACH, JOHN C JR.	Individual	2025	███	███	FEC
MCCARTHY, DENNIS	Individual	2021	███	███	FEC
MOTES, JOE	Individual	2021	███	███	FEC
THERIAULT, TIM MR.	Individual	2024	███	███	FEC
THERIAULT, TIM MR.	Individual	2025	███	███	FEC
THERIAULT, TIM MR.	Individual	2023	███	███	FEC
BALLOU, ROGER	Individual	2021	███	███	FEC
BALLOU, ROGER	Individual	2023	███	███	FEC
BALLOU, ROGER	Individual	2025	███	███	FEC
BROWN, MATTHEW	Individual	2021	███	███	FEC
BROWN, MATTHEW	Individual	2022	███	███	FEC
CRUM, TRACY	Individual	2021	███	███	FEC
FAWCETT, JOHN	Individual	2024	███	███	FEC
FAWCETT, JOHN	Individual	2025	███	███	FEC
GRAM, STEPHANIE	Individual	2024	███	███	FEC
KIMBROUGH, KARIN	Individual	2021	███	███	FEC
LANDGREN, CHERI	Individual	2025	███	███	FEC
MCCONNAUGHEY, TAMMY	Individual	2021	███	███	FEC
ST CLAIR, JOYCE	Individual	2024	███	███	FEC
ST CLAIR, JOYCE	Individual	2025	███	███	FEC
TUCKER, LAURIE	Individual	2021	███	███	FEC
TUCKER, LAURIE	Individual	2023	███	███	FEC
TUCKER, LAURIE	Individual	2024	███	███	FEC
TUCKER, LAURIE	Individual	2025	███	███	FEC
WILLIFORD, DASHON	Individual	2025	███	███	FEC
BETCHKAL, GREGORY	Individual	2021	███	███	FEC
GALEANO, MICHAEL	Individual	2021	███	███	FEC
HUNT, WES	Individual	2025	███	███	FEC
LAKHWARA, PRANITI	Individual	2025	███	███	FEC
LANDGREN, CHERI	Individual	2024	███	███	FEC
LANGDGREN, CHERI	Individual	2023	███	███	FEC
MCCONNAUGHEY, TAMMY	Individual	2022	███	███	FEC
CARTER, ERICK S	Individual	2025	███	███	FEC
KING, TIMOTHY	Individual	2021	███	███	FEC
CARTER, ERICK S	Individual	2021	███	███	FEC
CRUM, TRACY	Individual	2025	███	███	FEC
MELCER, DAVID	Individual	2021	███	███	FEC
FAIR, JEFFREY L.	Individual	2021	███	███	FEC
TUNIS, GREG	Individual	2024	███	███	FEC
TUNIS, GREGORY L MR.	Individual	2023	███	███	FEC
ARMOUR, JESSICA	Individual	2025	███	███	FEC
BIERLINE, STEVE J	Individual	2025	███	███	FEC
BOWMAN, BRUCE	Individual	2024	███	███	FEC
EPPERSON, LEIGH A	Individual	2023	███	███	FEC
EPPERSON, LEIGH A	Individual	2024	███	███	FEC
EPPERSON, LEIGH A	Individual	2025	███	███	FEC
GILMOUR, JAMES	Individual	2023	███	███	FEC
GILMOUR, JAMES	Individual	2025	███	███	FEC
SCHLACHTER, BARON	Individual	2023	███	███	FEC
TUNIS, GREG	Individual	2025	███	███	FEC
TURNEY, SHAREN	Individual	2025	███	███	FEC
WHIDDON-BARTEK, SHELLEY E.	Individual	2021	███	███	FEC
COLUCY, MARK	Individual	2024	███	███	FEC
DANCHAK, ALISHA	Individual	2023	███	███	FEC
DANCHAK, ALISHA	Individual	2024	███	███	FEC
DANCHAK, ALISHA	Individual	2025	███	███	FEC
DANCHAK, ALISHA	Individual	2026	███	███	FEC
DESHAZER, MICHELE	Individual	2025	███	███	FEC
HUNT, SAMUEL (WES)	Individual	2023	███	███	FEC
HUNT, WES	Individual	2024	███	███	FEC
KAISER, KANE	Individual	2025	███	███	FEC
LING, DAVID	Individual	2024	███	███	FEC
LING, DAVID	Individual	2025	███	███	FEC
LING, DAVID	Individual	2026	███	███	FEC
LOWERY, KRISTIN	Individual	2023	███	███	FEC
MORGAN, BEN	Individual	2021	███	███	FEC
SWAD, NOAH	Individual	2025	███	███	FEC
VEGA, MICHAEL	Individual	2024	███	███	FEC
WHITE, STEPHANIE	Individual	2024	███	███	FEC
WOHRER, JOSEPH	Individual	2025	███	███	FEC
WONG, TIFFANY	Individual	2025	███	███	FEC

Associated persons

TAYLOR, JAMES R MR. treasurer

Back office

Who runs this committee's compliance operation — fingerprinted from the software named in its own e-filings, and from payments to known PAC-management firms.

Signal	Provider	Evidence
Filing software	Aristotle	Campaign Manager ███ ███ (filing ███)

What links here

None.